[1]
R. Nasir, H. Misbah, N. H. Sa’adiah Masrukhin, W. A. Mahyudin, and N. M. F. Nik Mohamad, “BRIDGING THE GAP : : A CONCEPTUAL FRAMEWORK FOR DIGITAL TAKAFUL ADOPTION AMONG GEN Z UNDERGRADUATES”, ICHES, vol. 5, no. 1, May 2026.