NASIR, R.; MISBAH, H.; SA’ADIAH MASRUKHIN, N. H.; MAHYUDIN, W. A.; NIK MOHAMAD, N. M. F. BRIDGING THE GAP : : A CONCEPTUAL FRAMEWORK FOR DIGITAL TAKAFUL ADOPTION AMONG GEN Z UNDERGRADUATES. International Conference on Humanity Education and Society (ICHES), [S. l.], v. 5, n. 1, 2026. Disponível em: https://proceedingsiches.com/index.php/ojs/article/view/524. Acesso em: 6 oct. 2026.